Blog

Trade In a Car During Tax Season: How a Refund Can Help

Typewriter with paper that says "TAX RETURN"

Planning to trade in a car at Findlay GMC Prescott this tax season? Your refund can help your trade-in go even further, giving you the freedom to find a shorter term or an even more satisfying drive. With all of these benefits and a summer of driving adventure ahead, tax season is a great time to make every trip more engaging.

Lowering Your Financing Amount

When you trade a car in, its value is added as a down payment on your financing plan. Combining the trade-in value with your tax refund makes the down payment even bigger, reducing the amount that you’re financing and improving the terms you’re offered. Even if you don’t change your terms with an additional refund, you’ll enjoy lower payments every month.

Avoiding Negative Equity

Many drivers trade a car in with debt left on their loan. If the amount you still owe on your loan is more than the trade-in value you're offered, you'll have negative equity — a gap you'll need to pay off or roll into your new loan. Your tax refund can help cover that gap, making financing a new car even easier.

Upgrade Your Drive

Between a trade-in and a tax refund, you may find you have the purchasing power for an even more exciting GMC SUV. If you’re looking at the 2026 GMC Yukon, you may be able to take home the even larger 2026 GMC Yukon XL with this extra buying power. You can also add available packages or explore a higher-level trim for an even more refined drive.

Trade In a Car Today in Prescott, AZ

Tax season is the perfect time to find your next engaging GMC SUV. Talk to our team at our Prescott, AZ GMC dealership about how your tax refund and trade-in can take you farther this summer. Apply for GMC financing and take a test drive today!

Recommended Posts

2026 GMC HUMMER EV lineup

Is There an Arizona EV Tax Credit?

It's probably one of the first questions on your mind before going electric: is there an Arizona EV tax credit in 2026? The answer isn't as simple as yes or no, and it's not the only thing that should shape your decision. We put together what you actually need to know before you buy a GMC electric model. more Is There an Arizona EV Tax Credit in 2026? Arizona has never had a state EV tax credit, so nothing recently disappeared on you. What changed is federal: that credit ended for vehicles purchased after September 30, 2025. So don't expect a credit at purchase or at tax time simply for choosing an EV. Lower Fuel and Maintenance Costs Even without a credit, going electric still saves you money day to day. Electricity runs cheaper per mile than gasoline, especially if you charge overnight on a time-of-use utility rate. EVs also carry fewer moving parts than a gas engine, so if you drive a GMC Sierra EV or GMC HUMMER EV, you can expect fewer trips in for maintenance. Utility Rebates and Charging Perks Your savings don't stop there: SRP, APS, and TEP all offer rebates when you install a home charger. Many of these providers also give you discounted time-of-use electricity rates if you charge during off-peak hours. Signing up for these programs can meaningfully lower what you pay to keep your EV charged at home. No Emissions Testing Required Here's another perk you'll appreciate: Arizona exempts EVs from emissions testing entirely. That means you skip a yearly errand that drivers of gas vehicles in certain counties still have to handle. It's one more way going electric can simplify your life on the road. Explore GMC EVs in Prescott, AZ An Arizona EV tax credit may not exist in 2026, but that doesn't mean going electric leaves you shortchanged. Between lower running costs, utility perks, and GMC financing options, going electric can still make sense for your budget. Come see us at Findlay GMC Prescott, and we'll help you find the right electric GMC for your needs.

GMC lineup

All About Our First Responder Car Discount

Firefighters, police officers, EMTs, and 911 dispatchers protect the Prescott community every day, and the first responder car discount is just one way we say thank you. This program from General Motors lets eligible first responders purchase or lease a new GMC vehicle at a special price, often stacked with other current offers. Findlay GMC Prescott is proud to help local first responders take advantage of this savings opportunity. more Who Qualifies for the Discount? Eligible first responders include paid or volunteer firefighters, police officers, sheriffs and sheriff's deputies, correctional officers, state troopers, and federal law enforcement officers. EMTs, paramedics, and 911 dispatchers also qualify for this benefit. Eligible participants may even sponsor a spouse to use the same offer. Which GMC Vehicles Are Included? The first responder car discount applies to a wide lineup of eligible GMC vehicles, including: GMC Sierra 1500 GMC Sierra EV GMC Canyon GMC Acadia GMC Terrain GMC Yukon Select GMC HUMMER EV SUV and SUT models may also qualify. How to Apply and Redeem the Discount First responders start by verifying their eligibility through ID.me, which generates an authorization code. That code can then be brought to a participating dealer to help confirm eligible inventory and apply the discount to a purchase or lease. Participants can receive up to two authorization codes per calendar year, with each valid for 90 days. Save on Your Next GMC Vehicle in Prescott, AZ The first responder car discount is a meaningful way for GM to thank the everyday heroes who protect our community. Pairing this discount with GMC financing options can make a new truck or SUV even more attainable. Findlay GMC Prescott is ready to help first responders get behind the wheel of a vehicle that fits their life and their service.

2024-GMC-Acadia-Elevation

Finding the Best Used Four-Cylinder SUV

Finding the best used four-cylinder SUV comes down to balancing fuel efficiency with everyday capability, and GMC offers two strong options worth a look. Four-cylinder engines have come a long way, often delivering the power drivers expect from a larger engine while keeping fuel costs down. Findlay GMC Prescott carries a selection of pre-owned GMC SUVs built around this kind of efficient, everyday performance. more GMC Terrain: Compact and Efficient The GMC Terrain pairs a 1.5-liter turbocharged four-cylinder engine with either front-wheel or all-wheel drive. In front-wheel-drive form, the engine produces 175 horsepower and 184 lb-ft of torque, while the all-wheel-drive version delivers 175 horsepower and 203 lb-ft of torque. This makes a used GMC Terrain a practical option for drivers who want a compact SUV that is easy to maneuver without sacrificing everyday power. GMC Acadia: More Room, Still Efficient For shoppers who need extra passenger or cargo space, the GMC Acadia offers a 2.5-liter turbocharged four-cylinder engine as standard equipment. This engine produces 328 horsepower and 326 lb-ft of torque, paired with an 8-speed automatic transmission and up to 5,000 lbs of available towing capacity. A used GMC Acadia gives buyers a midsize SUV with three-row versatility and strong four-cylinder output. What to Check Before You Buy When comparing used four-cylinder SUVs, review maintenance records, tire wear, and any available vehicle history report. Confirm whether the model you're considering includes all-wheel drive, since this affects both performance and torque output. A quick test drive will also help confirm the engine and transmission shift smoothly under normal driving conditions. Explore Pre-Owned GMC SUVs in Prescott, AZ Both the GMC Terrain and GMC Acadia show that a four-cylinder engine doesn't mean giving up capability. Findlay GMC Prescott 's inventory of pre-owned SUVs makes it easy to compare these options side by side and find the right fit for your driving needs.